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Insurance for those who run Bed and Breakfast Properties
There are a number of insurance companies offering Bed and Breakfast insurance in UK. Each company offers their own tailor made insurance policy with a cover to suit your industry - Bed and Breakfast. A Bed and Breakfast, often referred to as a B&B, is a ...

Term Life Insurance and Permanent Life Insurance
Term insurance and permanent insurance are two basic types of life insurance. Term life insurance is temporary, and it covers only a specific period of time called the relevant term. Permanent life insurance is the type of insurance where the policy is ...

Tips to Save on Car Insurance
NEWS RELEASEContact: Jordan Walt, (503) 653-8287A.I.C. Insurance Agency Offers Tips to Help You Save on Auto InsuranceMilwaukie, OR 2/18/2005 – Purchasing the auto insurance that is right for you can be confusing, especially for first-time buyers. By ...


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5 Steps To Cheap Car Insurance Premiums
 

Step 1 - Excess
The easiest way to cut your car insurance premiums is to cut the risk and accept a higher voluntary excess. An insurer's standard excess may be ?100 but if you meet the first ?250 of any claim, you'll see a reduction in your premium. This is because you're taking on more of the risk so you get a discount. But it's a gamble, be aware that you might have to meet the cost of a broken window after an attempted theft, then a bill for repairing bodywork damage after a car park crunch.

Step 2 - Security
Fitting security devices can also result in cheap car insurance premiums. All major insurers insist on Thatcham rated security equipment, usually a minimum of an alarm. If you live in a high-risk area for car crime, it makes sense to fit extra security. It saves you money when your insurance renewal is due and gives you extra peace of mind.

Step 3 - Annual Mileage
If your annual mileage is, 5,000 miles or less, ask insurers if they offer discounts for agreed


mileage restrictions.

Step 4 - Named Drivers
Adding a named driver to your policy can increase or reduce your premiums depending upon the named drivers age, sex and driving record. Adding a young driver will increase your premiums, particularly with a limited or poor driving record. However, adding a driver over 30 years old with a long and clean driving record can cut premiums, particularly if the named driver is female!

Step 5 - Shop Around
The biggest car insurance savings come from shopping around. This has been made much easier with the explosion of the internet. There can be massive differences between the lowest and highest car insurance quotes for exactly the same car and driver(s). Start off using good comparitive online car insurance quote sites like Moneysupermarket and Screentrade, take their best quotes and go direct to the cheapest car insurance companies for more specific quotations.


About the Author
Copyright ? UK Insurance Index http://www.uk-insurance-index.co.uk. All rights reserved. Please feel free to publish this article online provided that the article and this copyright statement remain unchanged with live links.

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Slash Your Veterinary Bills.
Pet Insurance Is Not The Answer To Rising Pet Expenses. By Becoming A More Educated Consumer And Pet Owner You Can Reduce The Amount Of Money You Spend On Your Pet.

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